| Property Value | $0 |
| Loan Amount | $0 |
| Loan-to-Value | 0.00% |
| Interest Rate | 7.000% |
| Term / Amort | 30yr P&I |
| Income Source | Lease |
| Gross Rent | $0 |
| P&I | −$0 |
| Taxes | −$0 |
| Insurance | −$0 |
| HOA | −$0 |
| Flood Insurance | −$0 |
| Total PITIA | −$0 |
| Metric | Current | Lower LTV | +10% Rent | I/O |
|---|---|---|---|---|
| Loan Amount | $0 | $0 | $0 | $0 |
| Monthly Payment | $0 | $0 | $0 | $0 |
| DSCR | 0.00× | 0.00× | 0.00× | 0.00× |
| Net Monthly CF | +$0 | +$0 | +$0 | +$0 |
| Annual Cash Flow | $0 | $0 | $0 | $0 |
| Rent Collected | $0 |
| P&I / Interest | $0 |
| Taxes | $0 |
| Insurance | $0 |
| HOA | $0 |
| Flood | $0 |
| Principal Paid | $0 |
| Remaining Balance | $0 |
| Net Cash Flow (Yr 1) | +$0 |
Model investment property scenarios, compare rates, and analyze cash flow — built for BFF broker partners.
Debt Service Coverage Ratio
Cash Flow Summary
Key Metrics
Monthly PITIA: $0
12-month projection
Property qualifies the loan — not the borrower's tax returns. No W-2, no 1099, no pay stubs needed.
Key AdvantageNo employment verification or DTI calculation. BFF targets 48-hour turn times from clean submission.
Faster CloseNo minimum DSCR floor. Ideal for appreciation-play properties or markets where cash flow lags equity growth.
BFF ExclusiveMultiple borrowers? Uses the highest score, not the middle of the lowest. Opposite of conventional — and the difference is material.
Key AdvantageNo 10-property Fannie cap. Cross-Collateral blanket loans for 2–25 properties up to $6.25M total exposure.
Portfolio FriendlyAirbnb & VRBO properties qualify. STR income via platform statements or 1007 market rent — lender's choice on highest.
STR ApprovedEnter property value, loan amount, and rent above to see a personalized DSCR analysis.
Side-by-side analysis of different deal structures
| Metric | Current | Lower LTV (70%) | +10% Rent | Interest Only |
|---|---|---|---|---|
| Loan Amount | $0 | $0 | $0 | $0 |
| LTV | 0.00% | 0.00% | 0.00% | 0.00% |
| Monthly Payment | $0 | $0 | $0 | $0 |
| Total PITIA | $0 | $0 | $0 | $0 |
| Monthly Rent | $0 | $0 | $0 | $0 |
| DSCR | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Monthly CF | +$0 | +$0 | +$0 | +$0 |
| Annual Cash Flow | $0 | $0 | $0 | $0 |
