We're a wholesale-only lender with a full shelf. From Bank Statement to DSCR to Jumbo up to $5M — if there's a path to approval, we know it.
Showing 20 of 20 programs
Income verified through bank deposits — built for the self-employed
Qualify on the rent, not the W-2 — ideal for real estate investors
Multi-family and mixed-use DSCR financing for experienced investors
Bundle 2 to 25 investment properties into one blanket DSCR loan
Full documentation with Non-QM flexibility — when agency says no
Income verified through 1099s — perfect for independent contractors and gig workers
Qualify using liquid assets instead of traditional income documentation
Qualify self-employed borrowers on a CPA-prepared profit and loss statement
Homeownership for borrowers without a Social Security Number
Investment property financing for non-U.S. residents — foreign credit accepted
Closed-end second mortgage — access equity without touching the first
High-balance financing above conforming loan limits
Conventional conforming and high balance — DU Approve/Eligible
Conventional conforming and super conforming — LPA Accept/Eligible
Government-insured FHA — no overlays, HUD Handbook 4000.1 direct
100% financing for veterans and active service members — no PMI, no down payment
Zero down payment, 100% financing for eligible rural and suburban properties
California DPA — HFA Preferred first + MyHome deferred second, zero out of pocket
California FHA DPA — FHA first at 96.5% LTV + MyHome deferred second, 640 FICO
FHA 100% financing with BFF's proprietary second mortgage — no first-time homebuyer requirement
Our Account Executives can help you find the right program for any borrower scenario.
